1. Who We Are
Nicholas Edholm, an independent life insurance agent operating as a sole proprietor ("we," "us," or "our"), collects and processes personal information as described in this Privacy Policy through the website at elliinvestment.world and related communications.
2. Information We Collect
- Contact information you provide: name, phone number, email address, and mailing address.
- Insurance-related information you share during consultations: age, general health information relevant to quoting, and coverage preferences.
- Communication records: call logs, text message history, and emails exchanged with us.
3. How We Use Your Information
- To provide insurance quotes, consultations, and application assistance.
- To communicate with you by phone, SMS text message, or email about your inquiry, appointments, and policy follow-ups.
- To comply with legal and regulatory obligations applicable to licensed insurance agents.
4. SMS Messaging and Your Phone Number
When you provide your phone number, you consent to receive SMS text messages from us as described in our Terms of Service. Message frequency varies. Message and data rates may apply. You may opt out of SMS messages at any time by replying STOP. For help, reply HELP or email nicholasfedholm@elliinvestment.world.
We do not sell your phone number or SMS opt-in consent to third parties. Your number is used solely for communications directly related to our insurance services.
5. Information Sharing
We share your information only as necessary to provide our services:
- Insurance carriers: when you apply for coverage, relevant application details are shared with the carrier(s) you select, subject to their own privacy policies.
- Service providers: phone, messaging, and CRM platforms used to operate our business (bound by confidentiality obligations).
- Legal compliance: when required by law, regulation, or lawful request.
We do not sell, rent, or trade your personal information to third parties for marketing purposes.
6. Data Security
We take reasonable measures to protect your personal information from unauthorized access, disclosure, or misuse.
7. Your Rights
You may request access to, correction of, or deletion of your personal information by contacting us at nicholasfedholm@elliinvestment.world. You may opt out of marketing communications at any time (reply STOP for SMS).
8. Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent revision.
9. Contact
Questions about this Privacy Policy: nicholasfedholm@elliinvestment.world.